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About Us

Your Financial Journey Starts With Objective Advice and Personalized Solutions

As an independent, fiduciary investment and planning firm, we are dedicated to providing objective advice and personalized solutions to help you pursue your financial goals. We strive to be your partner at every stage of your financial journey.
Our team includes Chartered Financial Consultants (ChFC®), an Accredited Investment Fiduciary (AIF®) certified advisor, and a Certified Exit Planning Advisor (CEPA®) who bring a wealth of knowledge and expertise to every financial strategy.

Supporting You in Every Stage

Supporting You in Every Stage

Life is full of transitions and challenges. We are here to provide guidance, expertise, and personalized solutions to help you pursue your goals, whether you're just starting out, planning for retirement, or navigating a major life change.

Decades of Comprehensive Experience

Decades of Comprehensive Experience

With decades of experience in the financial services industry, our team at Equity Financial Services has the knowledge to address all aspects of your financial life. Our solutions address your whole financial picture to meet your evolving needs and goals.

Our Core Values

We take our responsibility for your financial well-being seriously, which is why we live by our values in everything we do.

A Guide Through Life’s Transitions

We know that life’s milestones are emotional. We’re here to be a guide and sounding board as you transition from accumulating to preserving your wealth and legacy.

People-First Approach

People are at the core of what we do. We’re committed to helping build lives and legacies. We‘re close-knit and family-oriented, and this plays out in our relationships with clients.

Giving Your Time Back

Take back your time and take a break from worrying. We actively monitor and adjust strategies according to your changing needs. We keep you on track and keep you informed and educated along the way.

Bringing Simplicity to Finances

Talking about finances can be tough. We come alongside you to simplify the conversation. Clarity is key to feeling supported through each transition.

A Service-Minded Team

Since our founding in 1984, the Equity Financial Services team has been dedicated to providing independent, fiduciary service to every client. Meet the team who will be with you every step of the way.

Michael Raeber

Michael Raeber, ChFC®, AIF®

OSJ Principal

(314) 842-2220

Daniel Raeber

Daniel Raeber, ChFC®, CEPA®

Financial Advisor

(816) 406-2620

Ann Raeber

Tax Accountant

(314) 842-2220

Michelle Saffer

Michelle Saffer

Office Manager

(314) 842-2220

Melissa Lewis Clark

Melissa Lewis Clark

Client Services Specialist

(314) 842-2220

Randi Overby

Randi Overby

Branch Operations Manager

(816) 406-2620

Increase Tax Savings with Roth Conversions & Qualified Charitable Distributions

Converting a traditional IRA to a Roth IRA is one strategy that can help you maximize your retirement savings and potentially reduce your tax burden. Other strategies such as Qualified Charitable Distributions can offer added benefits. Contact Equity Financial Services today to learn more about how strategies like these and others can enhance your financial planning. Converting from a traditional IRA to a Roth IRA is a taxable event.

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Who We Work With

We work with individuals, families and business owners, helping them unlock new opportunities in their finances.

Get to Know Our Clients

Our Approach

Our mission is to get to know you, simplifying your financial picture as we walk with you through life’s transitions.

Learn About Our Approach

Our Team

Since 1984, our team has helped clients unlock their futures with credentialed expertise and insights.

Meet the Team